Practice Reading with short text. (text 2)

TEXT 2
Banks are places where people can keep their money. Most people use banks to save money in their savings accounts and to pay money from their checking accounts. Today, when a person earns money from their job, their paycheck is often electronically deposited (put) into their savings or checking account. Then, he or she can pay their bills by writing checks from their checking accounts or pay online where their bills are electronically connected to their bank accounts.

Banks also give loans to people. Banks use the money that their customers deposit to lend to people to buy new houses, cars, or to start businesses among other reasons. The bank makes money from lending by charging interest. In other words, people have to pay back more than they borrowed. This amount depends on how risky the bank thinks the borrower is and how fast the loan is paid back among other things.
ANSWER QUESTIONS:
1. How do banks make money?
A Saving their customers deposits
B Charging interest to those they lend to
C By having a lot of accounts
D Electronically
2. What do banks NOT do?
A Give loans
B Charge interest
C Allow people to pay bills online from their accounts
D Tax people
3. How does "interest" work?
A Banks require people to pay back the same amount they borrowed.
B Banks require people to pay back more money than they borrowed.
C Banks pay people more money than they borrowed.
D Banks require people to pay back money they borrowed very quickly.
4. What do banks NOT do?
A help people get jobs
B provide a place for people to save their money
C provide a place where people can pay their bills from
D lend money to people
5. How much "interest" do borrowers have to pay?
A It depends on a lot of things.
B The story doesn't say.
C Everyone pays the same amount of interest.
D Most borrowers don't have to pay interest.

Thanks!!!!

The answers:
1. A
2. D
3. B
4. A
5. A